This calculator shows how a staked balance could grow over time at a fixed reward rate. It's a learning tool, not a crystal ball. Real staking rates drift up and down, fees take a slice, and the price of the token you stake can fall while the token count grows. Keep all of that in mind, and treat every result as illustrative.
How the math works
Staking pays you rewards over time, usually quoted as an APR — annual percentage rate. That's the simple yearly rate before compounding. Compounding means your rewards start earning rewards of their own. When payouts get added to your stake monthly or daily and left there, the balance grows a little faster than the flat APR suggests. The compounded result is often called APY, or annual percentage yield.
Pick None to see simple growth, where rewards pile up but never get restaked. Pick Monthly or Daily to see what happens when they do. The gap looks small in year one. Give it a decade and it stops being small.
Final amount: $1,283.36
Total rewards: $283.36
Illustrative math only. Real rates move around, fees apply, and token prices can fall while you stake.
What compounding changes
Here's a simple picture. Take $1,000 at an illustrative 5% APR, compounded once a year, and let it sit for ten years:
Simple interest would leave you with $1,500 after ten years. Yearly compounding gets you to about $1,629. Daily compounding nudges that to roughly $1,649. Compounding rewards patience far more than it rewards tinkering.
Two honest caveats. First, no staking rate stays fixed for ten years; rates shift as more people stake, which we explain in how staking rewards get paid. Second, a growing token balance isn't the same as growing wealth. If the token's price drops 40%, extra tokens soften the fall — they don't cancel it. Read the real risks of staking before you commit real money anywhere.
Reading your result
The calculator gives two numbers. Final amount is your starting stake plus every reward along the way. Total rewards is just the growth — the part staking added. A good habit: when you see an advertised rate, type it in and look at the ten-year picture. Honest staking rates produce modest, steady curves. A rate that turns $1,000 into $10,000 in a couple of years is telling you something, and the message isn't great deal. It's usually a red flag dressed as an opportunity — a pattern we cover in the story of this domain's old token project.